MAXIMIZE SAVINGS POTENTIAL

When you’re looking for a low-risk investment, a dependable source for monthly income, or a place to park and preserve your savings while you wait out market downturns, the IPC High Interest Savings Fund may be the right choice for you.

The IPC High Interest Savings Fund invests in cash deposits which provides it with a competitive interest rate on cash balances. Currently, the gross interest rate paid to the fund ranges between 5.0% and 5.05% based on the deposits held by the Fund. The effective interest rate earned by unitholders may vary from the gross rate provided to the Fund due to uninvested assets to facilitate unitholder transactions and expenses*. It is a low-risk investment solution designed to meet your short-term cash requirements and offers a compelling alternative to a traditional savings account.

Investment Solution

IPC HIGH INTEREST SAVINGS FUND

MINIMUM INVESTMENT	MINIMUM SUBSEQUENT INVESTMENT
$500	$50

The IPC High Interest Savings Fund provides a low-risk option for cash balances and will earn a higher interest rate than a typical chequing or savings account. Benefit from a monthly income stream while preserving savings, and when market conditions seem right, you have the option to move money back into your choice of investments. Currently, the gross interest rate paid to the fund ranges between 5.0% and 5.05% based on the deposits held by the Fund. The effective interest rate earned by unitholders may vary from the gross rate provided to the Fund due to uninvested assets to facilitate unitholder transactions and expenses*.

KEY REASONS TO INVEST IN THIS PORTFOLIO

Earn an interest rate higher than traditional savings accounts and take advantage of automatically reinvested distributions.
Easy access to funds with no short-term trading restrictions.
Currently, the gross interest rate paid to the fund ranges between 5.0% and 5.05% based on the deposits held by the Fund. The effective interest rate earned by unitholders may vary from the gross rate provided to the Fund due to uninvested assets to facilitate unitholder transactions and expenses*.
Alternative option for short-term savings and/or cash that can eventually be deployed into a longer-term investment

Cash and cash equivalents 100%

Top Holdings
EQ Bank Cash Deposits 5.05%	90.0%
Scotiabank Cash Deposits 5.00%¹	9.5%
Counsel Money Market Series O	0.1%

*Rate range shown effective January 31, 2024. The effective interest rate paid to unitholders may vary from the gross rate provided to the Fund depending on multiple factors including the fees of the series purchased, the settlement date of the purchase and the growth rate of the fund. Interest is calculated daily on the total closing balance in the Fund’s investments on each day and paid monthly. The IPC High Interest Savings Fund is not Canada Deposit Insurance Corporation (CDIC) insured..
¹ As of November 30, 2023 Scotiabank has been added as a new deposit partner.

Series	Mgmt.	Admin.
A	0.20	0.05
F	0.10	0.05
I	0.10	0.05
C	0.10	0.05